I've decided that this year was the year I would get my finances back on track, and being a OSX user, I thought I would forego the usual PC choices and select an application that was designed from the ground up for this platform. This led me to iBank. Now, keep in mind, I'm not sure if this is the solution I would select if I was a multimillionaire, but I think that in my case, the scale of the application mirrors my needs perfectly.
I can tell this was designed by someone from my generation, when one of the built-in expense categories is Dining: Coffee! In my book, that truly deserves a category of it's own! Here's a look at the main interface:
It's been a pleasure setting up my budget, and the excellent Budget Monitor feature let's me see at a glance if I am sticking to my budget. With scheduled transactions, alarms and reminders indicate bills and due payments, so missed due dates are a thing of the past (knock on wood!):
I have been having some technical issues with the application though, with several crashes in the last couple of uses. Of course, I have not yet rebooted the system, and I would like to make sure that the OS is not the culprit here, rather than this program.
More to follow...